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When things come up, apply for an Amscot Cash Advance* and get up to $500 cash in minutes.  It’s fast, convenient and often times less than late fees on an overdue bill.

Why Amscot?

  • No Credit Checks.
  • Fast approval process with cash in hand in minutes.
  • Some of the Lowest Fees in the industry.  View APR/Fee Schedule.
  • Open 365 days a year with many 24-hour locations.
  • Amscot is regulated by state and federal laws.

How it works?
Complete a short application, sign agreement, and write a check for the loan amount plus fee. Receive cash on the spot and we will hold your check until you return to repay  your cash advance and re-claim your check on your appointment day, as agreed.  Amscot charges a flat, one-time fee for its service.

To apply for an Amscot Cash Advance you must:

  • Be employed or have a verifiable source of income
  • Have an open checking account
  • Provide us with a phone number that we can consistently reach you at

If you meet the above requirements, then come to one of our branches with the following:

  • Your Checkbook
  • A valid government issued Photo ID (i.e. driver's license)
  • Proof of income (Ex: pay stub, direct deposit form or bank statement)

To get started with your cash advance and save time when you get to the branch,
click HERE
.

Amscot is regulated by state and federal laws.  We operate only in Florida, a state with some of the strictest consumer-protection laws in the United States and have many convenient locations to serve you.  We only charge a state mandated $1.00 verification fee, not the $5.00 limit allowed by law. Amscot is a member of and adheres to the "Best Practices" of the Community Financial Services Association of America ("CFSA").

Pursuant to a provision of the federal law, John Warner National Defense Authorization Act of 2007 and as a member of the CFSA, Amscot cannot offer you a cash advance if you are an active member of the military or his/her spouse or dependent. For more information related to this law please click here.

View Cash Advance FAQs »

*You must be 18 years or older and you cannot have any outstanding cash advances with Amscot or any other provider. Some restrictions apply. If your check is dishonored a return check fee and non-sufficient funds fees may apply. As a member of CFSA, Amscot abides by the Fair Debt Collection Practices Act, as applicable, to collect past due accounts. Non-payment does not affect your credit score. Amscot does not offer automatic renewals. APR 265.93% to 312.86 %. APR example provided is representative range based on a fourteen (14) day hold period with one payment. Amscot is licensed by the Office of Financial Regulation pursuant to Florida law governing Money Service Businesses. Notice to Our Customers: A single cash advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Cash advances are not recommended as long-term financial solutions.
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